Is this the same as what I'll pay at settlement?

It's a close estimate of the general transfer duty rate. It doesn't include any first home buyer concession or exemption, foreign purchaser surcharge duty, or other fees your conveyancer may itemise separately (like registration fees).

What counts as the dutiable value?

Generally the purchase price stated in the contract, or the property's market value at the date of the contract if that's higher — Revenue NSW uses whichever is greater.

Do first home buyers pay less?

Eligible first home buyers get a full exemption up to $800,000 and a tapering concession between $800,000 and $1,000,000 under the First Home Buyer Assistance scheme. This calculator shows the general rate only — check your eligibility with Revenue NSW.

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New South Wales Stamp Duty Calculator

Estimate NSW transfer (stamp) duty on a property purchase using the current general transfer duty rates.

Property price (dutiable value)

Estimated transfer duty$27,937

Effective rate: 3.72%

This is the general transfer duty rate. First home buyers may be eligible for a concession or full exemption under the First Home Buyer Assistance scheme — this calculator doesn't apply that discount.
The 7% premium rate above $3,870,000 applies to residential land only; commercial and other land stays at 5.5% above $1,290,000.
Foreign purchasers pay an additional 9% surcharge purchaser duty, not included here.
Thresholds and base amounts are indexed to the Sydney CPI each financial year — figures above are for 2026/27.

This calculator provides estimates only. It is general information, not financial or taxation advice, and doesn't account for your full personal circumstances. Confirm figures with your lender or a licensed adviser before making a decision.

Rates verified 2026-06-26 from Revenue NSW — Calculate transfer duty.

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How this calculator works

NSW transfer duty (still commonly called stamp duty) is a one-off tax charged by Revenue NSW when you buy property in New South Wales. It's calculated on the "dutiable value" — usually the purchase price, or the market value if that's higher — using a sliding scale of brackets, so the marginal rate increases as the property value rises.

Enter the property price to see the general transfer duty payable. NSW's brackets run from 1.25% on the first $18,000 (minimum $20) up to 5.5% on the portion of the value between $1,290,000 and $3,870,000, with a 7% premium rate above that for residential land. Each bracket has a flat base amount plus a marginal rate applied only to the value above the previous threshold — so a $750,000 purchase isn't taxed at one flat rate across the whole amount.

Worked example: at $750,000, the property falls in the $387,001–$1,290,000 bracket. Duty is the $11,602 base for that bracket plus 4.5% of the $363,000 above $387,000, which is $16,335 — for a total of $27,937.

This is the general rate. If you're an eligible first home buyer, you may qualify for a discount or full exemption under the First Home Buyer Assistance scheme, which this calculator doesn't apply. Foreign purchasers also pay an additional surcharge on top of this figure. NSW indexes its thresholds and base amounts to the Sydney CPI every financial year, so these figures apply to 2026/27 and will change next July.

Frequently asked questions

Is this the same as what I'll pay at settlement?: It's a close estimate of the general transfer duty rate. It doesn't include any first home buyer concession or exemption, foreign purchaser surcharge duty, or other fees your conveyancer may itemise separately (like registration fees).
What counts as the dutiable value?: Generally the purchase price stated in the contract, or the property's market value at the date of the contract if that's higher — Revenue NSW uses whichever is greater.
Do first home buyers pay less?: Eligible first home buyers get a full exemption up to $800,000 and a tapering concession between $800,000 and $1,000,000 under the First Home Buyer Assistance scheme. This calculator shows the general rate only — check your eligibility with Revenue NSW.