Finance
Home loans
Work out your home loan repayments per week, fortnight or month, plus total interest over the life of the loan.
Extra repaymentsSee how much interest and time you'd save by paying extra off your home loan each period.
Offset accountSee how much interest an offset account balance saves on your home loan, assuming you keep making the same repayment.
Interest-only loanCompare your interest-only repayment now to what you'll pay once the loan switches to principal & interest.
Split loan (fixed + variable)Work out the combined repayment for a home loan split between a fixed-rate portion and a variable-rate portion.
Refinance savingsCompare your current home loan repayment to a refinanced rate and see how long it takes to recoup the switching costs.
Compare two loansCompare the repayment and total interest of two loan offers side by side.
Borrowing powerEstimate how much a lender might let you borrow, based on your income, expenses and a standard interest rate buffer.
Time to save a depositWork out how long it will take to save your home deposit at your current savings rate.
LVR calculatorWork out your loan-to-value ratio and whether it's likely to trigger LMI.
Usable equityWork out how much equity in your home you could access for a deposit, renovation or investment property.
Rent vs buyCompare the net cost of buying a home to renting and investing the difference over a set number of years.
Other loans & debt
Work out your personal loan repayments and total interest.
Car loanWork out your car loan repayments and total interest.
Credit card payoffSee how long it takes to pay off a credit card balance at a fixed monthly payment, and the total interest it costs.
Debt consolidationCompare what you're currently paying across multiple debts to a single consolidated loan repayment.
Savings & investing
See how a lump sum grows over time when interest compounds.
Simple interestWork out interest calculated only on the original principal, not on interest already earned.
Savings goalWork out how long it will take to reach any savings goal at your current contribution rate.
Term depositWork out the interest and maturity value of a fixed-term deposit.
Future valueProject what a starting amount plus regular monthly contributions will grow to, with compounding returns.
Property & tax
Income & super
Convert an hourly rate to a weekly, fortnightly, monthly and annual salary.
Pay riseSee your new salary and pay increase in dollar terms, broken down per month and week.
FIRE numberWork out the investment portfolio you'd need to cover your annual expenses under the FIRE 'safe withdrawal rate' rule.
Retirement drawdownEstimate how many years a retirement balance will last given a starting withdrawal amount and investment return.
Take-home payWork out your take-home pay after income tax, Medicare levy and HECS-HELP repayments, plus employer super.